Loan Repayment Calculator
Calculate loan repayments, the total cost of credit and the residual balance created by an alternative offered repayment. Explore the full monthly amortisation schedule and see how the balance changes over time.
Loan assumptions
Enter the amount advanced.
Annual nominal interest rate.
Term in months.
Standard repayment
MONTHLY REPAYMENT
€0
ANNUAL REPAYMENT
€0
COST PER €1,000 / MONTH
€0
TOTAL COST OF CREDIT
€0
Offered repayment
Enter a proposed monthly repayment. The calculator will show the balance remaining at maturity and the APR implied by the resulting cash flows.
Leave at the standard repayment to fully amortise the loan.
RESIDUAL AT MATURITY
€0
APR
0.00%
Monthly amortisation schedule
| Month | Opening balance | Payment | Interest | Principal | Closing balance |
|---|
Loan balance
Outstanding balance
Cumulative interest and principal
Cumulative principalCumulative interest